Building Financial Confidence Through Real Understanding
We started because we saw too many people feeling lost in their own finances. Not from lack of information, but from too much of it. Seven years later, we're still focused on cutting through the noise.
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Why We Teach Budget Planning Differently
Most financial education feels like homework. Spreadsheets, formulas, theoretical scenarios that don't match your actual life. We've watched people take expensive courses and still freeze when their car breaks down. That's the gap we're addressing. Our approach starts with your actual spending habits, not ideal ones. We work with where you are now, not where you think you should be. And honestly? That's where real change happens. When you understand your patterns first, adjusting them becomes straightforward rather than shameful.
Practical Over Perfect
We teach systems that bend without breaking. Because life happens. Emergency funds should exist before investment portfolios. Boring advice, maybe, but it works.
Seven Years of Learning What Actually Works
Started in a small office in Đà Lạt. Our first program had twelve participants who taught us as much as we taught them. We've refined our curriculum based on what people actually struggle with, not textbook theory. That feedback loop continues today.
Built for Vietnam's Financial Reality
Budget planning advice from other markets often misses the mark here. We account for local banking systems, family dynamics, and cash-based transactions that still dominate daily life. Context matters significantly.
Who's Actually Teaching You
No celebrity finance gurus. Just people who've spent years figuring out how to make money management less overwhelming and more actionable for regular folks.
Thorsten Viklund
Program Director
Spent fifteen years in commercial banking before switching to education. Got tired of selling products people didn't need. Now focuses on teaching the fundamentals that banks assume you already know. Originally from Sweden, moved to Vietnam in 2016.
Eoghan Fitzwilliam
Curriculum Lead
Former accountant who realized compliance work wasn't the same as helping people understand their finances. Designs our course structure based on how people actually learn, not how academia thinks they should. Has tested every exercise with real participants.
Clear Communication
Financial jargon creates unnecessary barriers. We explain concepts in plain language first, then introduce proper terminology once the idea makes sense.
Realistic Expectations
Budget planning won't make you wealthy overnight. It will reduce financial stress and give you more control. That's valuable enough without exaggeration.
Continuous Improvement
We update our materials regularly based on participant feedback and changing financial landscapes. What worked in 2020 might need adjustment in 2025.
